Financial Highlights
3/31/2017
12/31/2017
3/31/2018
6/30/2018
Loan Composition (%)
Total Gross Loans($000) 450,463 775,859 804,475 805,275
Gross Loans HFI Growth (12.72) 171.51 14.95 (0.45)
1-4 Family Loans/ Loans 0 3.02 2.90 2.94
Multifamily Loans/ Loans 0 1.56 1.62 1.42
Commercial Real Estate Loans/ Loans 92.71 80.61 81.84 81.45
Commercial & Multifamily Real Estate Loans/ Loans 92.71 82.16 83.46 82.87
Real Estate Loans/ Loans 92.71 85.18 86.36 85.81
Construction & Development Loans/ Loans 6.59 9.78 9.07 9.80
Home Equity Loans/ Loans 0.04 1.09 0.82 0.84
Credit Card Loans/ Loans 0 0 0 0
Vehicle Loans/ Loans 0 0 0 0
Other Consumer Loans/ Loans 0 0.04 0.01 0
Consumer Loans/ Loans 0.04 1.13 0.82 0.84
Commercial Loans/ Loans 0.66 3.91 3.74 3.55
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0 0.01 0.01 0.01
Unearned Income and Other Adjustments/ Loans NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 512,853 720,854 744,869 776,358
Deposit Growth 2.11 41.30 13.33 16.91
Transaction Acct Deps/Tot Deps 61.03 59.22 65.08 NA
Savings Acct Deps/Tot Deposits 0.11 0.34 0.30 NA
Money Mkt Deps/Tot Deposits 36.93 33.75 31.16 NA
MMDA & Savings/Total Deposits 37.04 34.09 31.45 NA
Retail Time Deps/Tot Deposits 0.37 0.33 0.27 0.38
Jumbo Time Deposits/ Deposits 1.55 6.37 3.20 5.68
Tot Time Deposits/Tot Deposits 1.92 6.69 3.47 6.06
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 98.08 93.31 96.53 93.94
Core Deposits/Total Deposits 98.45 93.63 96.80 94.32
Noninterest-bearing Deposits/ Deposits 51.44 41.02 44.01 44.45
Interest-bearing Deposits/ Deposits 48.56 58.98 55.99 55.55
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.