Performance Ratios (%) SCBH Peer Median Peer Average
ROAA 1.31 1.15 1.13
ROAE 11.34 11.53 11.43
Net Interest Margin NA 3.98 3.98
Efficiency Ratio 68.64 61.99 62.94
Loans / Deposits 48.56 79.92 79.31
Asset Quality Ratios (%)
NPAs / Assets 0.08 0.46 0.46
NCOs / Avg Loans 0.04 0.00 0.01
Reserves / Loans 0.60 1.25 1.30
Reserves / NPAs 573.16 178.09 262.85
Capital Ratios (%)
Tier 1 Capital 13.21 13.61 12.95
Tangible Equity / Tangible Assets 8.00 9.62 9.54
Total Equity / Total Assets 10.98 10.19 10.24
Market Ratios
Price / Earnings (x) 13.46 11.65 12.27
Price / Book (%) 143.39 128.47 138.84
Dividend Yield (%) 2.32 0.00 1.04
Data for trailing four quarters

Seacoast Commerce Banc Holdings's peer group consists of the following: 1st Capital Bank (FISB), AltaPacific Bancorp (ABNK), American River Bankshares (AMRB), California Republic Bancorp, CommerceWest Bank (CWBK), First Northern Community Bancorp (FNRN), Focus Business Bank, Mission Bancorp (MSBC), Oak Valley Bancorp (OVLY), Plumas Bancorp (PLBC), Premier Valley Bank, Santa Cruz County Bank (SCZC), Security California Bancorp, Summit State Bank (SSBI), Valley Commerce Bancorp

Seacoast Commerce Banc Holdings's financial data is as of 6/30/2019.

Peer financial data is as of 6/30/2019 except for these companies:

Premier Valley Bank's financial data is as of 9/30/2015.
Valley Commerce Bancorp's financial data is as of 12/31/2016.
Focus Business Bank's financial data is as of 6/30/2015.
Security California Bancorp's financial data is as of 12/31/2015.
California Republic Bancorp's financial data is as of 9/30/2016.